ZIP 87413 Property Distress & Foreclosure Data

In San Juan County, New Mexico, ZIP 87413 scores 41 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). price dislocation (25/100) and mortgage stress (20/100) stay muted. The latent-versus-live split is 64/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 5.7% off the recent peak, and 27% higher over three years (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 87413 scores 33/100. A median home runs $176,000 here, or 3.5 times local income. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 14,966 residents call 87413 home, typically aged 32. Households earn a median $51,234 — below the roughly $78,000 national figure. About 14% have a four-year degree. Around 30% of renters are cost-burdened. The tenure split is 74% owner-occupied to 26% rented. The ZIP holds roughly 5,538 housing units. The vacancy rate is 13.0% — elevated.

Taken together, 87413 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.