ZIP 87421 Foreclosure, Tax-Lien & Distress Report

In San Juan County, New Mexico, ZIP 87421 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (66/100)). What sets it apart are the readings on structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). By contrast, mortgage stress (20/100) register low. Latent structural risk is 61/100 while live distress already moving reads 6/100.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, 2.4% off the recent peak, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

1,588 residents call 87421 home, typically aged 41. Owners hold 75% of homes, renters 25%. The poverty rate is 20.6% — high, a tax-stress and distress correlate. There are about 633 housing units across 87421. A median home runs $122,800 here, or 2.5 times local income. Educational attainment sits at 8% bachelor's-or-above. Median household income is $49,716, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 25.6% — elevated. Around 0% of renters are cost-burdened.

On the whole, 87421 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 87421 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 87421's 28/100 can be lined up against any neighbor in San Juan County, New Mexico or any ZIP coast to coast. Where the public record is thin for 87421, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 87421 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 87421 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.