ZIP 87421 Property Distress & Foreclosure Data

ZIP code 87421 in San Juan County, New Mexico carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). On the quiet end sit price dislocation (25/100) and mortgage stress (20/100). Structural exposure scores 64 and live distress 6 on the 0–100 scale.

The peak-phase market in 87421 posted values that rose 4.6% over the year, 5.7% off the recent peak, at 56/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,588 with a median age of 41. Owners hold 75% of homes, renters 25%. 20.6% of residents fall below the poverty threshold. There are about 633 housing units across 87421. Home values center near $122,800, an affordability ratio of 2.5× — accessible. Educational attainment sits at 8% bachelor's-or-above. Median household income is $49,716, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households.

On the whole, 87421 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.