ZIP 87417 Property Distress & Foreclosure Data

ZIP code 87417 in San Juan County, New Mexico carries a composite property-distress score of 41/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100). The latent-versus-live split is 64/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). By contrast, price dislocation (25/100) and mortgage stress (20/100) register low.

The market reads peak — home values rose 4.6% year on year, 5.7% off the recent peak, and 30% higher over three years (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

69% of housing is owner-occupied. The poverty rate is 18.7% — high, a tax-stress and distress correlate. Around 36% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 12.0% — elevated. The typical home is worth about $179,700 (2.8× income, relatively affordable). At $65,396, median income runs below typical U.S. levels. The ZIP holds roughly 1,939 housing units. The demographic-stress sub-score lands at 33/100. About 6,507 people live here, median age 34.

Net-net, 87417 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.