ZIP 87420 Property Distress & Foreclosure Data

San Juan County, New Mexico's ZIP 87420 registers 41/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100). The latent-versus-live split is 64/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). By contrast, price dislocation (25/100) and mortgage stress (20/100) register low.

The market reads peak — home values rose 4.6% year on year, 5.7% off the recent peak (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $103,900 (2.7× income, relatively affordable). The poverty rate is 27.9% — high, a tax-stress and distress correlate. At $38,079, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 34/100. Around 23% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. 55% of housing is owner-occupied. About 11,048 people live here, median age 35. The ZIP holds roughly 3,938 housing units. The vacancy rate is 19.7% — elevated.

Net-net, 87420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.