ZIP 87420 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 87420 (San Juan County, New Mexico) returns a low composite of 28/100. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (66/100)). Structural exposure scores 61 and live distress 6 on the 0–100 scale. Property-level stress concentrates in structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 6.7% year on year, 2.4% off the recent peak, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $103,900, an affordability ratio of 2.7× — accessible. The poverty rate is 27.9% — high, a tax-stress and distress correlate. Households earn a median $38,079 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 34/100. Around 23% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. The tenure split is 55% owner-occupied to 45% rented. 11,048 residents call 87420 home, typically aged 35. The ZIP holds roughly 3,938 housing units. The vacancy rate is 19.7% — elevated.

Taken together, 87420 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 87420 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 87420 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in San Juan County, New Mexico and the nation. The score is rebuilt from public data as it updates, so 87420 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 87420 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 87420 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.