ZIP 86514 Property Distress & Foreclosure Data

DLRadar grades ZIP 86514 (Apache County, Arizona) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (63/100), FEMA disaster exposure (63/100). Property-level stress concentrates in structural risk (41/100), institutional ownership (37/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (18/100) register low. Structural risk reads 41/100 against active distress of 5/100.

The market reads peak — home values rose 3.2% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $73,300 (1.6× income, relatively affordable). Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. About 2,762 people live here, median age 33. Rent burden reaches 13% of tenant households. There are about 1,087 housing units across 86514. Around 11% of adults hold a bachelor's degree or higher. At $44,722, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. 68% of housing is owner-occupied. The poverty rate is 30.4% — high, a tax-stress and distress correlate.

Net-net, 86514 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.