Apache County, AZ: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Apache County, Arizona using verifiable public-record signals alone. ZIP-level distress ranges from 24/100 at the top down to 17/100. The county's lending-headwind score sits at 60/100 (elevated). There are 34 scored ZIPs in the county (mean composite 20/100).

Currently peak, Apache County saw prices rise 1.5% year over year, a 24/100-confidence read. At this stage of the cycle, the opportunity narrows so screen ZIP by ZIP.

Near the cycle top at +1.5% YoY (24/100 confidence), the wins are surgical well beyond the county average. An elevated 60/100 reading favors patient capital: expect more lender-driven inventory soon.

Top distress by ZIP runs 86033 (24/100), 86034 (24/100), 85901 (23/100), 86505 (22/100), 86520 (22/100), 87328 (22/100), listed with every scored ZIP below. Coverage extends to 85930, 86503, 85920, 85924, 85925, 85927, 85932, 85936, 85938, 85940 among others.

On the housing-and-income side, Apache County's scored ZIPs run median home values around $110,415 (below the national figure), an owner-occupied share of 80%, a 31.4% poverty rate, incomes around $46,423, a median age of 39.5, vacancy near 30.6%. Income, equity and tenure like these shape both the distress on offer and the exit velocity.

All in at 20/100 over 34 ZIPs, the opportunity hides below the average — work it parcel by parcel. A DLRadar subscription opens every Apache County parcel: owner, APN and address, scoring, lienholder detail and an estimated exit speed.

No county is too small to score: Apache County, Arizona runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Apache County's numbers mean exactly what they mean anywhere else in Arizona.

Apache County, Arizona is best worked from the top of the score down; blanket outreach across Apache County dilutes effort that the ZIP-level numbers would have focused. Every Apache County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

At the ZIP level, the sharpest readings in Apache County are 86033 (24/100), 86034 (24/100), 85901 (23/100), 86505 (22/100), 86520 (22/100), 87328 (22/100). DLRadar also scores 85930, 86503, 85920, 85924, 85925, 85927, 85932, 85936 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Apache County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.