Apache County, AZ: Foreclosures, Tax Liens & Distressed Properties
Apache County, AZ, Arizona: 34 ZIP codes scored, Apache County, AZ averaging 23/100 (low, Apache, AZ), from 17 to 24. Apache County, AZ is in its peak phase (Apache, AZ confidence 24/100): Apache, AZ home prices up 1.5% (Apache, AZ) over twelve months. Apache County, AZ lender headwind: 60/100.
Highest-scoring Apache County, AZ ZIPs: 87328 (24/100), 85901 (23/100), 85920 (23/100), 85924 (23/100), 85925 (23/100), 85927 (23/100). Also scored in Apache County, AZ: 85930, 85932, 85936, 85938, 85940, 86028, 86033, 86034, 86502, 86503.
Across Apache County, AZ's scored ZIPs: median home value $110,415, household income $46,423, 30.6% vacancy, 31.4% poverty, 80% owner-occupied, median age 39.5.
Apache County, AZ insurance distress 32/100 (#1,510 in the US); FEMA hazard 63/100 for Apache, AZ; 3 federal disaster declarations in Apache County, AZ since 2023; Apache, AZ construction distress 60/100.
3 banks with 5 branches lend in Apache County, AZ; Apache, AZ weighted bank stress 67/100, highest 72/100 in Apache, AZ.
Apache County, AZ unemployment 8.8% (Apache, AZ +0.2 pts, six months); 116 new housing units permitted in Apache County, AZ over twelve months, Apache, AZ down 10% from 129; Apache, AZ home prices +13.1% a year (Apache, AZ) over three years.
28,997 housing units in Apache County, AZ; 4,265 Apache, AZ renter households; 17% of Apache, AZ renters spend 30%+ of income on rent, 7% (Apache, AZ) half or more.
Apache County, AZ ranks #1,862 nationally on the opportunity index (Apache, AZ, among all ranked counties); Apache, AZ scores 28.2/100 and Apache, AZ sits #11 inside Arizona. Apache, AZ is in the early_signal opportunity phase; Apache, AZ's primary driver is vacancy, Apache, AZ second driver construction; Apache, AZ moved down 695 places. 22 short-sale listings across Apache, AZ; 20 days on market observed in Apache, AZ; 27.1% vacancy over 34 Apache, AZ ZIPs.
No CFPB county sample covers Apache County, AZ. The state reading for Apache, AZ: 0.8% ninety-plus days late; Apache, AZ's thirty-to-eighty-nine share is 2.0% (Apache, AZ, December 2025 data).
HUD lists 1 assisted multifamily property in Apache County, AZ with 32 units; 32 Apache, AZ units are assisted, 1 Apache, AZ properties under project-based Section 8.
7,897 of the 28,997 housing units in Apache, AZ sit vacant. Apache County, AZ permitted 0 multifamily units in twelve months; Apache, AZ's one-to-four unit structures added 116 units in Apache County, AZ.