ZIP 85901 Property Distress & Foreclosure Data

In Navajo County, Arizona, ZIP 85901 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (82/100). On the structural side it scores 51/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 14% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $60,313 — below the roughly $78,000 national figure. The vacancy rate is 34.6% — elevated. 18,821 residents call 85901 home, typically aged 49. Around 45% of renters are cost-burdened. The ZIP holds roughly 12,418 housing units. About 26% have a four-year degree. Roughly 12.8% live below the poverty line. A median home runs $280,300 here, or 4.3 times local income. On demographic stress specifically, 85901 scores 36/100. The tenure split is 75% owner-occupied to 25% rented.

Taken together, 85901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.