ZIP 85901 Foreclosure, Tax-Lien & Distress Report

In Navajo County, Arizona, ZIP 85901 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Structural risk reads 52/100 against active distress of 3/100. Property-level stress concentrates in construction/permit lag (68/100), structural risk (52/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (11/100).

The market reads peak — home values rose 0.6% year on year, and 14% higher over three years (phase confidence 13/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $60,313, below the U.S. median near $78,000. Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal. About 18,821 people live here, median age 49. Around 45% of renters are cost-burdened. There are about 12,418 housing units across 85901. About 26% have a four-year degree. The poverty rate is 12.8%. Home values center near $280,300, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 36/100. The tenure split is 75% owner-occupied to 25% rented.

Taken together, 85901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 85901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 85901's 23/100 can be lined up against any neighbor in Navajo County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 85901 reflects the current record instead of a stale or modeled snapshot.

Each component behind 85901 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. In workflow terms, 85901 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.