ZIP 85911 Foreclosure, Tax-Lien & Distress Report
Navajo County, Arizona · High Poverty market
DLRadar grades ZIP 85911 (Navajo County, Arizona) at a low 24/100 for overall property distress. Latent structural risk is 54/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Leading the profile are construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low.
The peak-phase market in 85911 posted values that held roughly flat over the year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $101,800, an affordability ratio of 2.5× — accessible. The ZIP holds roughly 627 housing units. The vacancy rate is 8.2%. Median household income is $21,212, below the U.S. median near $78,000. 2,334 residents call 85911 home, typically aged 28. About 2% have a four-year degree. The tenure split is 47% owner-occupied to 53% rented. Around 31% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. Roughly 49.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Taken together, 85911 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 85911 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 85911 reflects the current record instead of a stale or modeled snapshot.
Behind 85911's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 85911 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 85911
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 85911 Stress Report snapshot
The live 85911 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 85911
Every distressed parcel in 85911 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology