ZIP 85928 Foreclosure, Tax-Lien & Distress Report
Navajo County, Arizona · High Vacancy market
Scored purely from public records, 85928 (Navajo County, Arizona) returns a low composite of 24/100. Structural risk reads 54/100 against active distress of 3/100. The pressure is most legible in construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 19% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 376 with a median age of 57. The ZIP holds roughly 687 housing units. Households earn a median $54,545 — below the roughly $78,000 national figure. 59% of housing is owner-occupied. Vacancy runs 65.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 48% of tenant households. Educational attainment sits at 14% bachelor's-or-above. Roughly 16.0% live below the poverty line. Home values center near $220,500, an affordability ratio of 7.0× — stretched. DLRadar's demographic-stress index for the area reads 51/100.
Taken together, 85928 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 85928 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 85928's 24/100 can be lined up against any neighbor in Navajo County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 85928 shows blanks, not estimates, wherever the record is sparse.
The 24/100 figure for 85928 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 85928 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 85928’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 85928 Stress Report snapshot
A live read on 85928: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Navajo County ZIP reports
Explore related distress reports
Further distress data across Navajo County, Arizona at ZIP, county and state level.
Open the complete 85928 acquisition file
See who owns each distressed property in 85928, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology