ZIP 85928 Property Distress & Foreclosure Data

ZIP code 85928 in Navajo County, Arizona carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 19% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

376 residents call 85928 home, typically aged 57. There are about 687 housing units across 85928. Households earn a median $54,545 — below the roughly $78,000 national figure. The tenure split is 59% owner-occupied to 41% rented. Vacancy runs 65.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 48% of tenant households. About 14% have a four-year degree. Roughly 16.0% live below the poverty line. A median home runs $220,500 here, or 7.0 times local income. On demographic stress specifically, 85928 scores 51/100.

Taken together, 85928 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.