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ZIP 85923 Foreclosure, Tax-Lien & Distress Report

Navajo County, Arizona · High Vacancy market

DLRadar grades ZIP 85923 (Navajo County, Arizona) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Latent structural risk is 54/100 while live distress already moving reads 0/100. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 303 people live here, median age 66. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 20.3% — elevated. DLRadar's demographic-stress index for the area reads 23/100. 0.0% of residents fall below the poverty threshold. Median household income is $54,375, below the U.S. median near $78,000. The typical home is worth about $198,900 (3.3× income, relatively affordable). The ZIP holds roughly 284 housing units. Owners hold 100% of homes, renters 0%.

Taken together, 85923 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 85923 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 85923's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 85923 reflects the current record instead of a stale or modeled snapshot.

Each component behind 85923 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 85923 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
54/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 85923

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk84
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 85923 distress snapshot

85923 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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