ZIP 85937 Property Distress & Foreclosure Data

ZIP code 85937 in Navajo County, Arizona carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (84/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 81% owner-occupied to 19% rented. Rent burden reaches 34% of tenant households. Vacancy runs 10.6%. About 25% have a four-year degree. A median home runs $269,900 here, or 4.0 times local income. There are about 3,127 housing units across 85937. 9,975 residents call 85937 home, typically aged 32. Households earn a median $64,475 — below the roughly $78,000 national figure. On demographic stress specifically, 85937 scores 34/100. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 85937 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.