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ZIP 86032 Foreclosure, Tax-Lien & Distress Report

Navajo County, Arizona · Affordable market

In Navajo County, Arizona, ZIP 86032 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). Structural exposure scores 54 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (11/100) stay muted.

The market reads peak — home values held roughly flat year on year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 14% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. Households earn a median $75,786 — near the roughly $78,000 national figure. Home values center near $177,000, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 659 housing units. DLRadar's demographic-stress index for the area reads 27/100. Roughly 14.1% live below the poverty line. Vacancy runs 11.0%. Around 18% of renters are cost-burdened. About 2,065 people live here, median age 23.

Overall, 86032 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 86032 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 86032 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 86032 can be compared directly against any other ZIP in Navajo County, Arizona or nationwide. Where the public record is thin for 86032, the field stays empty rather than modeled, and fills in as new documents post.

86032's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 86032 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
54/100
Structural risk
3/100
Distress activity

ZIP 86032 distress signals, scored

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk84
86032 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

86032 at a glance

The live 86032 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 86032 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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