ZIP 86502 Property Distress & Foreclosure Data

Apache County, Arizona's ZIP 86502 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100). On the structural side it scores 42/100, with 5/100 of stress already active.

The market reads peak — home values rose 3.1% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

At $21,146, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. Around 0% of renters are cost-burdened. Around 6% of adults hold a bachelor's degree or higher. The poverty rate is 34.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 476 housing units. The typical home is worth about $50,000 (2.0× income, relatively affordable). The vacancy rate is 30.0% — elevated. 89% of housing is owner-occupied. About 904 people live here, median age 45.

Net-net, 86502 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.