ZIP 86502 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 86502 in Apache County, Arizona comes in at 20, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 43/100, with 5/100 of stress already active.

The peak-phase market in 86502 posted values that rose 1.5% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $21,146 — below the roughly $78,000 national figure. On demographic stress specifically, 86502 scores 27/100. Rent burden reaches 0% of tenant households. About 6% have a four-year degree. Roughly 34.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 476 housing units. A median home runs $50,000 here, or 2.0 times local income. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 89% owner-occupied to 11% rented. About 904 people live here, median age 45.

Net-net, 86502 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 86502 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 86502's 20/100 can be lined up against any neighbor in Apache County, Arizona or any ZIP coast to coast. 86502 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 86502 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 86502 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.