ZIP 86508 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
DLRadar grades ZIP 86508 (Apache County, Arizona) at a low 20/100 for overall property distress. The pressure is most legible in construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (18/100) register low. Structurally it carries 43/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (70/100)).
The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $20,000 — below the roughly $78,000 national figure. The typical home is worth about $35,000 (1.6× income, relatively affordable). Rent burden reaches 0% of tenant households. Population is roughly 504 with a median age of 38. Roughly 54.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 7% have a four-year degree. The demographic-stress sub-score lands at 30/100. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 30.7% — elevated. The ZIP holds roughly 256 housing units.
On the whole, 86508 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 86508 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 86508 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Apache County, Arizona and the nation. Sparse data for 86508 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 figure for 86508 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 86508 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 86508
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
86508 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Apache County ZIP codes
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Related ZIP, county and statewide reads linked to Apache County, Arizona.
Open the complete 86508 acquisition file
Every distressed parcel in 86508 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology