ZIP 86511 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 86511 (Apache County, Arizona) lands at 20/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). Structurally it carries 43/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (70/100)).

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $39,342, below the U.S. median near $78,000. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. About 3,440 people live here, median age 33. The ZIP holds roughly 1,575 housing units. Home values center near $45,300, an affordability ratio of 1.2× — accessible. The vacancy rate is 36.2% — elevated. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 0% of tenant households. Owners hold 92% of homes, renters 8%.

Taken together, 86511 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 86511 at the moment; the composite and its components are still built from verifiable public records.

The 86511 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 86511 stays directly comparable to neighboring ZIPs and the rest of Apache County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 86511 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 86511 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 86511 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.