ZIP 86545 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
Scored on a fixed 0-100 scale, 86545 (Apache County, Arizona) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (47/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (18/100) register low. Latent structural risk is 47/100 while live distress already moving reads 5/100.
The peak-phase market in 86545 posted values that rose 1.5% over the year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $47,100 here, or 1.5 times local income. DLRadar's demographic-stress index for the area reads 26/100. About 821 people live here, median age 36. The vacancy rate is 20.5% — elevated. The ZIP holds roughly 368 housing units. About 9% have a four-year degree. Around 0% of renters are cost-burdened. At $24,167, median income runs below typical U.S. levels. The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 39.8% — high, a tax-stress and distress correlate.
Net-net, 86545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 86545's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 86545, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
86545's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 86545 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 86545 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 86545 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 86545, the same set carried on every parcel.
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Nearest ZIP codes to 86545
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More distress data near 86545
Other reports tied to Apache County, Arizona — ZIP, county and statewide.
Unlock the full ZIP 86545 acquisition report
Pull every distressed parcel in 86545 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology