ZIP 86545 Property Distress & Foreclosure Data

In Apache County, Arizona, ZIP 86545 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)). Its standout signals are structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (18/100). Structural exposure scores 42 and live distress 5 on the 0–100 scale.

The peak-phase market in 86545 posted values that rose 3.1% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $47,100, an affordability ratio of 1.5× — accessible. DLRadar's demographic-stress index for the area reads 26/100. Population is roughly 821 with a median age of 36. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. There are about 368 housing units across 86545. Educational attainment sits at 9% bachelor's-or-above. Rent burden reaches 0% of tenant households. Median household income is $24,167, below the U.S. median near $78,000. Owners hold 85% of homes, renters 15%. 39.8% of residents fall below the poverty threshold.

On the whole, 86545 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.