ZIP 85920 Property Distress & Foreclosure Data

DLRadar grades ZIP 85920 (Apache County, Arizona) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (18/100) register low. Structural risk reads 42/100 against active distress of 5/100.

The market reads peak — home values rose 3.1% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 570 people live here, median age 68. Vacancy runs 62.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $352,100 (4.2× income). Rent burden reaches 0% of tenant households. There are about 842 housing units across 85920. The demographic-stress sub-score lands at 30/100. At $69,375, median income runs near typical U.S. levels. The poverty rate is 14.4%. 83% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher.

Net-net, 85920 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.