ZIP 85920 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 85920 in Apache County, Arizona comes in at 22, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (70/100)). Property-level stress concentrates in construction/permit lag (60/100), structural risk (47/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). On the structural side it scores 47/100, with 5/100 of stress already active.
The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
570 residents call 85920 home, typically aged 68. Vacancy runs 62.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $352,100, an affordability ratio of 4.2×. Around 0% of renters are cost-burdened. There are about 842 housing units across 85920. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $69,375, near the U.S. median near $78,000. The poverty rate is 14.4%. Owners hold 83% of homes, renters 17%. Educational attainment sits at 38% bachelor's-or-above.
On the whole, 85920 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 85920's 22/100 can be lined up against any neighbor in Apache County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 85920 shows blanks, not estimates, wherever the record is sparse.
Each component behind 85920 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 85920 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 85920
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 85920 Stress Report snapshot
A live read on 85920: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Apache County
Nearest ZIP codes to 85920
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 85920
Other reports tied to Apache County, Arizona — ZIP, county and statewide.
Open the complete 85920 acquisition file
The full 85920 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology