ZIP 85936 Property Distress & Foreclosure Data

Apache County, Arizona's ZIP 85936 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 42/100 structural and 5/100 already moving.

The peak-phase market in 85936 posted values that rose 3.1% over the year, and 75% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $127,227, above the U.S. median near $78,000. Home values center near $194,000, an affordability ratio of 1.4× — accessible. The vacancy rate is 34.4% — elevated. Population is roughly 3,966 with a median age of 31. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 28% bachelor's-or-above. 7.8% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. Around 0% of renters are cost-burdened. The ZIP holds roughly 1,264 housing units.

On the whole, 85936 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.