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ZIP 86028 Foreclosure, Tax-Lien & Distress Report

Apache County, Arizona · High Vacancy market

ZIP 86028's composite property-distress score is 22/100 - DLRadar classes that as low for Apache County, Arizona. The split runs 48/100 structural to 0/100 active on the ground. Its standout signals are construction/permit lag (60/100), structural risk (48/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (60/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 46 housing units. The vacancy rate is 65.9% — elevated. About 0% have a four-year degree. The demographic-stress sub-score lands at 62/100. The tenure split is 100% owner-occupied to 0% rented. 43 residents call 86028 home, typically aged 61.

Taken together, 86028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 86028 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 86028 stays directly comparable to neighboring ZIPs and the rest of Apache County, Arizona. Where the record is thin for 86028, the field stays empty rather than modeled, and fills in as new documents post.

Behind 86028's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 86028 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
48/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 86028

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 86028 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 86028, the same set carried on every parcel.

Loading ZIP 86028 stress data…

Other Apache County ZIP codes

Nearest ZIP codes to 86028

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Apache County, Arizona at ZIP, county and state level.

See every distressed parcel in 86028

See who owns each distressed property in 86028, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Built from public records, scored the same way everywhere · methodology

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