ZIP 86028 Property Distress & Foreclosure Data

DLRadar grades ZIP 86028 (Apache County, Arizona) at a low 20/100 for overall property distress. Structural exposure scores 42 and live distress 0 on the 0–100 scale. Property-level stress concentrates in structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). By contrast, institutional ownership (35/100) and construction/permit lag (32/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 3.1% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 0.0% — low. There are about 46 housing units across 86028. Vacancy runs 65.9%, above the national norm and a classic distress-and-opportunity signal. Around 0% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. 100% of housing is owner-occupied. About 43 people live here, median age 61.

Net-net, 86028 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
42/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 86028

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Apache County

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Deterministic. Every signal traces to a public dataset · methodology