ZIP 86506 Property Distress & Foreclosure Data

Composite property distress in 86506 (Apache County, Arizona) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (18/100). On the structural side it scores 42/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)).

The peak-phase market in 86506 posted values that rose 3.1% over the year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 576 housing units. Population is roughly 1,343 with a median age of 36. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 29.0% — elevated. 34.1% of residents fall below the poverty threshold. Educational attainment sits at 5% bachelor's-or-above. Around 0% of renters are cost-burdened. Home values center near $48,400, an affordability ratio of 1.6× — accessible. Median household income is $29,018, below the U.S. median near $78,000. Owners hold 95% of homes, renters 5%.

On the whole, 86506 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.