ZIP 86506 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 86506 (Apache County, Arizona) lands at 20/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (18/100) stay muted. Structurally it carries 43/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 576 housing units. About 1,343 people live here, median age 36. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 29.0% — elevated. The poverty rate is 34.1% — high, a tax-stress and distress correlate. About 5% have a four-year degree. Around 0% of renters are cost-burdened. A median home runs $48,400 here, or 1.6 times local income. Median household income is $29,018, below the U.S. median near $78,000. The tenure split is 95% owner-occupied to 5% rented.

On the whole, 86506 leans distressed, with opportunity clustered in specific stressed parcels. While 86506 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 86506 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 86506 stays directly comparable to neighboring ZIPs and the rest of Apache County, Arizona. Sparse data for 86506 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 86506 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 86506 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.