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ZIP 86506 Foreclosure, Tax-Lien & Distress Report

Apache County, Arizona · High Vacancy market

Composite property distress in 86506 (Apache County, Arizona) lands at 22/100 — low on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (60/100), structural risk (47/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (18/100) stay muted. Structurally it carries 47/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

The market reads peak — home values rose 1.5% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 576 housing units. About 1,343 people live here, median age 36. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 29.0% — elevated. The poverty rate is 34.1% — high, a tax-stress and distress correlate. About 5% have a four-year degree. Around 0% of renters are cost-burdened. A median home runs $48,400 here, or 1.6 times local income. Median household income is $29,018, below the U.S. median near $78,000. The tenure split is 95% owner-occupied to 5% rented.

On the whole, 86506 leans distressed, with opportunity clustered in specific stressed parcels. While 86506 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 86506 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 86506 stays directly comparable to neighboring ZIPs and the rest of Apache County, Arizona. Sparse data for 86506 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 86506 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 86506 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

22/100
Composite stress
47/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 86506

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk70
Another 9 scored dimensions sit behind 86506

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 86506 distress snapshot

The live 86506 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Apache County

Nearest ZIP codes to 86506

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 86506

More ZIP, county and state distress intelligence connected to Apache County, Arizona.

See every distressed parcel in 86506

Pull every distressed parcel in 86506 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

No modelling: every input is a public record · methodology

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