ZIP 86544 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 86544 in Apache County, Arizona comes in at 22, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (47/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (18/100). Latent structural risk is 47/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).
The peak-phase market in 86544 posted values that rose 1.5% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 27.7% — elevated. Around 54% of renters are cost-burdened. The poverty rate is 36.4% — high, a tax-stress and distress correlate. About 1,587 people live here, median age 38. The typical home is worth about $47,000 (2.1× income, relatively affordable). About 6% have a four-year degree. The demographic-stress sub-score lands at 37/100. Owners hold 84% of homes, renters 16%. Median household income is $23,295, below the U.S. median near $78,000. There are about 641 housing units across 86544.
Net-net, 86544 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 86544's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 86544, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 86544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 86544 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 86544’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 86544 Stress Report snapshot
A live read on 86544: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Apache County
Nearest ZIP codes to 86544
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Apache County, Arizona
Further distress data across Apache County, Arizona at ZIP, county and state level.
Open the complete 86544 acquisition file
The full 86544 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology