ZIP 86556 Property Distress & Foreclosure Data
Composite property distress in 86556 (Apache County, Arizona) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 42 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100).
The market reads peak — home values rose 3.1% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $31,800 (1.3× income, relatively affordable). 68% of housing is owner-occupied. Rent burden reaches 25% of tenant households. The poverty rate is 46.4% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. About 2,894 people live here, median age 23. There are about 897 housing units across 86556. The demographic-stress sub-score lands at 34/100. At $27,500, median income runs below typical U.S. levels.
Net-net, 86556 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 86556
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Apache County
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Deterministic. Every signal traces to a public dataset · methodology