ZIP 86556 Foreclosure, Tax-Lien & Distress Report

ZIP 86556's composite property-distress score is 20/100 - DLRadar classes that as low for Apache County, Arizona. Structural exposure scores 43 and live distress 5 on the 0–100 scale. Its standout signals are construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 86556 posted values that rose 1.5% over the year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 26.2% — elevated. The typical home is worth about $31,800 (1.3× income, relatively affordable). The tenure split is 68% owner-occupied to 32% rented. Rent burden reaches 25% of tenant households. Roughly 46.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 10% bachelor's-or-above. 2,894 residents call 86556 home, typically aged 23. There are about 897 housing units across 86556. DLRadar's demographic-stress index for the area reads 34/100. At $27,500, median income runs below typical U.S. levels.

On the whole, 86556 leans distressed, with opportunity clustered in specific stressed parcels. While 86556 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 86556's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 86556 reflects the current record instead of a stale or modeled snapshot.

Behind 86556's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 86556 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.