ZIP 86515 Property Distress & Foreclosure Data

Composite property distress in 86515 (Mckinley County, Arizona) lands at 13/100 — minimal on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (70/100)). The latent-versus-live split is 27/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (27/100), institutional ownership (9/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (5/100).

The peak-phase market in 86515 posted values that rose 2.8% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 52% of homes, renters 48%. 32.8% of residents fall below the poverty threshold. Median household income is $43,152, below the U.S. median near $78,000. The vacancy rate is 23.7% — elevated. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 20% bachelor's-or-above. Around 5% of renters are cost-burdened. Population is roughly 3,198 with a median age of 37. Home values center near $57,100, an affordability ratio of 1.3× — accessible. The ZIP holds roughly 1,443 housing units.

On the whole, 86515 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.