ZIP 85932 Property Distress & Foreclosure Data

ZIP code 85932 in Apache County, Arizona carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100). The latent-versus-live split is 42/100 structural and 0/100 already moving. What sets it apart are the readings on structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). By contrast, institutional ownership (35/100) and construction/permit lag (32/100) register low.

The market reads peak — home values rose 3.1% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Around 17% of adults hold a bachelor's degree or higher. About 972 people live here, median age 62. 100% of housing is owner-occupied. The poverty rate is 49.2% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 46/100. The vacancy rate is 54.6% — elevated. The typical home is worth about $231,200. The ZIP holds roughly 705 housing units.

Net-net, 85932 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
42/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 85932

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Apache County

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Deterministic. Every signal traces to a public dataset · methodology