ZIP 85932 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
In Apache County, Arizona, ZIP 85932 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (60/100)). Structural risk reads 48/100 against active distress of 0/100. What sets it apart are the readings on construction/permit lag (60/100), structural risk (48/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) register low.
The peak-phase market in 85932 posted values that rose 1.5% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 17% of adults hold a bachelor's degree or higher. 972 residents call 85932 home, typically aged 62. Owners hold 100% of homes, renters 0%. The poverty rate is 49.2% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 70/100. The vacancy rate is 54.6% — elevated. Home values center near $231,200. There are about 705 housing units across 85932.
Taken together, 85932 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 85932 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 85932 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 85932 reflects the current record instead of a stale or modeled snapshot.
Behind 85932's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 85932 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 85932
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 85932 by the numbers
The live 85932 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Further distress data across Apache County, Arizona at ZIP, county and state level.
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Rules-based scoring — each signal ties to a public dataset · methodology