ZIP 86504 Foreclosure, Tax-Lien & Distress Report
Apache County, Arizona · High Vacancy market
Scored purely from public records, 86504 (Apache County, Arizona) returns a low composite of 20/100. What sets it apart are the readings on construction/permit lag (46/100), structural risk (43/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (17/100) register low. Structural exposure scores 43 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).
The market reads peak — home values rose 1.5% year on year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $47,227 — below the roughly $78,000 national figure. Home values center near $45,000, an affordability ratio of 1.0× — accessible. Owners hold 66% of homes, renters 34%. There are about 2,096 housing units across 86504. The poverty rate is 26.4% — high, a tax-stress and distress correlate. The vacancy rate is 22.6% — elevated. About 12% have a four-year degree. DLRadar's demographic-stress index for the area reads 26/100. Around 8% of renters are cost-burdened. Population is roughly 5,905 with a median age of 34.
On the whole, 86504 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 86504 at the moment; the composite and its components are still built from verifiable public records.
Whether 86504 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 86504 can be compared directly against any other ZIP in Apache County, Arizona or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 86504 shows blanks, not estimates, wherever the record is sparse.
86504's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 86504 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 86504’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 86504 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Apache County ZIP codes
More distress data near 86504
Related ZIP, county and statewide reads linked to Apache County, Arizona.
Open the complete 86504 acquisition file
Open 86504 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology