ZIP 87020 Foreclosure, Tax-Lien & Distress Report

Cibola County, New Mexico's ZIP 87020 registers 24/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (100/100), structural risk (56/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (10/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100). Latent structural risk is 56/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 32% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 45% of tenant households. Roughly 25.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 11,874 with a median age of 38. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 23% bachelor's-or-above. There are about 4,631 housing units across 87020. 64% of housing is owner-occupied. Median household income is $67,511, below the U.S. median near $78,000. The typical home is worth about $154,400 (2.3× income, relatively affordable).

On the whole, 87020 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 87020 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 87020 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 87020 stays directly comparable to neighboring ZIPs and the rest of Cibola County, New Mexico. Nothing here is interpolated — where a source is thin for 87020, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 87020 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 87020 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.