ZIP 87020 Property Distress & Foreclosure Data

ZIP code 87020 in Cibola County, New Mexico carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (30/100), institutional ownership (17/100), mortgage stress (10/100). institutional ownership (17/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100). The latent-versus-live split is 30/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 32% higher over three years (phase confidence 39/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.2% — elevated. Around 45% of renters are cost-burdened. Roughly 25.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 11,874 residents call 87020 home, typically aged 38. On demographic stress specifically, 87020 scores 32/100. About 23% have a four-year degree. The ZIP holds roughly 4,631 housing units. The tenure split is 64% owner-occupied to 36% rented. Households earn a median $67,511 — below the roughly $78,000 national figure. A median home runs $154,400 here, or 2.3 times local income.

Taken together, 87020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.