Cibola County, NM: Foreclosures, Tax Liens & Distressed Properties

Across Cibola County, New Mexico, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. DLRadar scores 17 ZIPs here, with a mean composite of 16/100. The county's ZIP scores run from 13 up to 22/100. Lender pressure in Cibola County registers 41/100 — a moderate bank-stress headwind.

The county market is in a peak phase: home prices rose 1.1% over the past year, a 26/100-confidence read. With values leveling off, broad sweeps stop paying with opportunity concentrated by ZIP.

At +1.1% YoY and 26/100 confidence, selectivity rules well beyond the county average. Mid-range bank stress at 41/100 implies a blend the ZIP scores sort out.

Top distress by ZIP runs 87020 (22/100), 87026 (21/100), 87321 (21/100), 87045 (20/100), 87323 (20/100), 87327 (20/100), listed with every scored ZIP below. Other tracked Cibola County ZIPs include 87005, 87007, 87014, 87021, 87034, 87038, 87040, 87049, 87051, 87315.

Demographically, Cibola County's tracked footprint show median home values around $108,763 (below the national figure), 32.5% of units sitting vacant, an owner-occupied share of 84%, poverty running near 33.9%, residents with a median age around 42.2, incomes around $49,458. Numbers like these drive who sells under pressure and how fast a deal moves.

At 16/100 composite over 17 ZIPs, distress here is parcel-specific where the ZIP scores point. A DLRadar subscription opens every Cibola County parcel: owner, mailing address, APN, a distress reading, the lender on title and exit timing.

The distress read for Cibola County, New Mexico is refreshed as new public records post and uses the same methodology coast to coast, so Cibola County stays directly comparable to any other market you track.

Treat Cibola County, New Mexico as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. These Cibola County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

The ZIP breakdown for Cibola County leads with 87020 (22/100), 87026 (21/100), 87321 (21/100), 87045 (20/100), 87323 (20/100), 87327 (20/100). DLRadar also scores 87005, 87007, 87014, 87021, 87034, 87038, 87040, 87049 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Cibola County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.