Cibola County, NM: Home-Insurance Distress & Forced-Sale Pressure
Cibola County, NM: 28/100 (moderate) home-insurance distress; Cibola, NM band LOW; Cibola, NM #1,667 of 3,222 counties; Cibola, NM #9 of 33 in New Mexico; raw Cibola, NM 32.9; Cibola, NM coverage multiplier 0.85.
FEMA hazard, Cibola, NM: 0/100; Cibola, NM declarations, three years: none.
NFIP claims, Cibola, NM, three years: 4; Cibola, NM payouts $279,836; per Cibola, NM claim $69,959; Cibola, NM claim-stress 82/100.
Cibola, NM monthly score: 28 in every month from March 2026 (Cibola, NM) through October 2026.
Cibola, NM components: NFIP claims 82; Cibola, NM retreat index 28; Cibola, NM climate multiplier 0.85.
Construction distress, Cibola, NM: 15/100 as of August 2026 (Cibola, NM: 16/100 one-to-four unit, 1/100 multifamily).
Cibola, NM ZIPs, June 2026 (Cibola, NM, 16 highest): score 0 (Cibola, NM), climate 70 (Cibola, NM): 87045; score 0 (Cibola, NM), climate 68 (Cibola, NM): 87026; score 0 (Cibola, NM), climate 67 (Cibola, NM): 87323, 87327; score 0 (Cibola, NM), climate 56 (Cibola, NM): 87321; score 0 (Cibola, NM), climate 52 (Cibola, NM): 87020; score 0 (Cibola, NM), climate 49 (Cibola, NM): 87005, 87007, 87014, 87021, Cibola, NM 87034, 87038, 87040, 87049, Cibola, NM 87051, 87315.
DLRadar rescores Cibola, NM monthly; Cibola, NM readings join Cibola, NM foreclosure, lien and ownership parcels (Cibola, NM), so cost-squeezed Cibola, NM owners surface before listing.
Inside New Mexico, Cibola County ranks 7th of 33 counties for home-insurance distress at 28/100; San Juan County (57/100) sits just above Cibola County, and San Miguel County (28/100) sits just below Cibola County.
Deterministic. Every Cibola County, NM signal traces to a public Cibola dataset (FEMA, NFIP, Census for Cibola, NM) · how insurance distress works in Cibola, NM · methodology
FAQ: Cibola County, NM insurance distress
What is the Cibola County, NM home-insurance-distress score?
Cibola, NM: 28/100 (LOW), #1,667 of 3,222, #9 in New Mexico. FEMA hazard, Cibola, NM: 0/100; NFIP stress, Cibola, NM: 82/100; construction, Cibola, NM: 15/100; Cibola, NM rescores monthly.
Is Cibola County insurance distress getting better or worse (NM)?
Cibola, NM: 28 in March 2026; Cibola, NM: 28 in October 2026 (unchanged); Cibola, NM NFIP claims score 82.
How many flood-insurance claims has Cibola County, NM had?
Cibola, NM: 4 NFIP claims, three years; Cibola, NM paid $279,836; per Cibola, NM claim $69,959; carriers reprice Cibola, NM against that record.
Which Cibola County ZIP codes carry the most insurance distress (NM)?
Cibola, NM, June 2026: 87045 at 0, 87026 at 0, 87323 at 0, 87327 at 0; Cibola, NM climate scores there: 70, 68, 67, 67.
Why does Cibola, NM insurance distress create sellers?
A Cibola, NM premium outruns the Cibola, NM budget; a carrier leaves Cibola, NM; Cibola, NM carrying cost passes plan; Cibola, NM owners sell while current; Cibola, NM insurance distress leads Cibola, NM foreclosure data.