ZIP 87301 Property Distress & Foreclosure Data

DLRadar grades ZIP 87301 (Mckinley County, New Mexico) at a minimal 12/100 for overall property distress. Property-level stress concentrates in structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 25/100, with 1/100 of stress already active.

The peak-phase market in 87301 posted values that rose 2.8% over the year, and 15% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 7,632 housing units. Population is roughly 21,981 with a median age of 34. 27.3% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Median household income is $58,302, below the U.S. median near $78,000. Owners hold 50% of homes, renters 50%. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $168,500, an affordability ratio of 2.3× — accessible. Around 33% of renters are cost-burdened. The vacancy rate is 7.7%.

On the whole, 87301 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.