ZIP 87301 Foreclosure, Tax-Lien & Distress Report
Mckinley County, New Mexico · High Poverty market
ZIP code 87301 in Mckinley County, New Mexico carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (83/100), structural risk (45/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The split runs 45/100 structural to 1/100 active on the ground.
The peak-phase market in 87301 posted values that rose 1.9% over the year, and 15% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 7,632 housing units. Population is roughly 21,981 with a median age of 34. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 23% of adults hold a bachelor's degree or higher. At $58,302, median income runs below typical U.S. levels. Owners hold 50% of homes, renters 50%. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $168,500, an affordability ratio of 2.3× — accessible. Rent burden reaches 33% of tenant households. The vacancy rate is 7.7%.
Taken together, 87301 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 87301 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 87301's 20/100 can be lined up against any neighbor in Mckinley County, New Mexico or any ZIP coast to coast. Sparse data for 87301 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 87301 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 87301 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 87301
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
87301 at a glance
Current distress, phase, housing and lender-pressure figures for 87301, drawn from the same report attached to each property.
Nearby ZIPs in Mckinley County
Related reports across Mckinley County, New Mexico
Keep going: ZIP, county and state distress coverage for Mckinley County, New Mexico.
Get the full acquisition report for 87301
The full 87301 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology