ZIP 87322 Property Distress & Foreclosure Data

ZIP code 87322 in Mckinley County, New Mexico carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 25 and live distress 1 on the 0–100 scale. What sets it apart are the readings on structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 87322 posted values that rose 2.8% over the year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 93% of homes, renters 7%. 39.8% of residents fall below the poverty threshold. Population is roughly 649 with a median age of 26. There are about 203 housing units across 87322. Median household income is $43,864, below the U.S. median near $78,000. Home values center near $45,000, an affordability ratio of 1.3× — accessible. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 25% bachelor's-or-above.

On the whole, 87322 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.