ZIP 87322 Foreclosure, Tax-Lien & Distress Report
Mckinley County, New Mexico · High Vacancy market
DLRadar grades ZIP 87322 (Mckinley County, New Mexico) at a low 20/100 for overall property distress. On the structural side it scores 45/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (45/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (70/100)).
Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
93% of housing is owner-occupied. The poverty rate is 39.8% — high, a tax-stress and distress correlate. Population is roughly 649 with a median age of 26. The ZIP holds roughly 203 housing units. At $43,864, median income runs below typical U.S. levels. The typical home is worth about $45,000 (1.3× income, relatively affordable). The vacancy rate is 22.6% — elevated. DLRadar's demographic-stress index for the area reads 29/100. Around 25% of adults hold a bachelor's degree or higher.
Taken together, 87322 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 87322 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 87322 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 87322, the field stays empty rather than modeled, and fills in as new documents post.
87322's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 87322 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 87322
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 87322 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 87322, the same set carried on every parcel.
Other Mckinley County ZIP codes
More distress data near 87322
Further distress data across Mckinley County, New Mexico at ZIP, county and state level.
Open the complete 87322 acquisition file
The full 87322 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology