ZIP 87313 Property Distress & Foreclosure Data

ZIP code 87313 in Mckinley County, New Mexico carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (72/100)). What sets it apart are the readings on structural risk (30/100), institutional ownership (10/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). Structural risk reads 30/100 against active distress of 2/100.

The peak-phase market in 87313 posted values that rose 3.0% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 70% of homes, renters 30%. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 5,140 with a median age of 35. 30.8% of residents fall below the poverty threshold. Home values center near $70,600, an affordability ratio of 1.8× — accessible. Median household income is $36,576, below the U.S. median near $78,000. There are about 2,017 housing units across 87313. Educational attainment sits at 7% bachelor's-or-above. Rent burden reaches 40% of tenant households. DLRadar's demographic-stress index for the area reads 33/100.

On the whole, 87313 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.