ZIP 87313 Foreclosure, Tax-Lien & Distress Report

Mckinley County, New Mexico's ZIP 87313 registers 23/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (72/100), flood (NFIP) exposure (60/100)). Leading the profile are construction/permit lag (69/100), structural risk (52/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. On the structural side it scores 52/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. The vacancy rate is 19.6% — elevated. About 5,140 people live here, median age 35. 30.8% of residents fall below the poverty threshold. Home values center near $70,600, an affordability ratio of 1.8× — accessible. Households earn a median $36,576 — below the roughly $78,000 national figure. There are about 2,017 housing units across 87313. Educational attainment sits at 7% bachelor's-or-above. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 33/100.

On the whole, 87313 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 87313 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Mckinley County, New Mexico and the nation. The score is rebuilt from public data as it updates, so 87313 reflects the current record instead of a stale or modeled snapshot.

The 23/100 for 87313 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 87313 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.