ZIP 87310 Property Distress & Foreclosure Data

DLRadar grades ZIP 87310 (Mckinley County, New Mexico) at a minimal 12/100 for overall property distress. Property-level stress concentrates in structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). The latent-versus-live split is 25/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 87310 posted values that rose 2.8% over the year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 100% of renters are cost-burdened. The ZIP holds roughly 350 housing units. Median household income is $36,406, below the U.S. median near $78,000. Educational attainment sits at 6% bachelor's-or-above. Owners hold 98% of homes, renters 2%. Home values center near $67,600, an affordability ratio of 1.8× — accessible. 41.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100. The vacancy rate is 20.3% — elevated. Population is roughly 1,003 with a median age of 39.

On the whole, 87310 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
25/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 87310

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk70
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Mckinley County

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