ZIP 87312 Property Distress & Foreclosure Data
Mckinley County, New Mexico's ZIP 87312 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (25/100), mortgage stress (5/100), institutional ownership (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. On the structural side it scores 25/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).
The market reads peak — home values rose 2.8% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $78,000. At $46,172, median income runs below typical U.S. levels. About 724 people live here, median age 42. The demographic-stress sub-score lands at 29/100. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 7.9%. 97% of housing is owner-occupied. The ZIP holds roughly 228 housing units. The poverty rate is 25.0% — high, a tax-stress and distress correlate.
Net-net, 87312 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 87312
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Mckinley County
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