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ZIP 87312 Foreclosure, Tax-Lien & Distress Report

Mckinley County, New Mexico · High Poverty market

Scored on a fixed 0-100 scale, 87312 (Mckinley County, New Mexico) returns a low composite of 25/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (58/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (5/100). Structural risk reads 58/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), flood (NFIP) exposure (60/100).

The market reads peak — home values rose 1.9% year on year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $78,000. Households earn a median $46,172 — below the roughly $78,000 national figure. 724 residents call 87312 home, typically aged 42. DLRadar's demographic-stress index for the area reads 61/100. Around 21% of adults hold a bachelor's degree or higher. Vacancy runs 7.9%. Owners hold 97% of homes, renters 3%. The ZIP holds roughly 228 housing units. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 87312 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 87312 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 87312 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Mckinley County, New Mexico and the nation. Where the record is thin for 87312, the field stays empty rather than modeled, and fills in as new documents post.

Behind 87312's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 87312 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
58/100
Structural risk
1/100
Distress activity

ZIP 87312 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk70
9 further distress layers are graded for 87312

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 87312 Stress Report snapshot

A live read on 87312: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 87312

More ZIP, county and state distress intelligence connected to Mckinley County, New Mexico.

The complete 87312 distress and acquisition report

See who owns each distressed property in 87312, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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