ZIP 87311 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 87311 (Mckinley County, New Mexico) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). Its heaviest discrete signals: construction/permit lag (83/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. The split runs 45/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 1.9% year on year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 20.9% — elevated. Roughly 44.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 82% of housing is owner-occupied. Median household income is $32,917, below the U.S. median near $78,000. The typical home is worth about $48,400 (1.2× income, relatively affordable). Around 9% of adults hold a bachelor's degree or higher. There are about 1,708 housing units across 87311. On demographic stress specifically, 87311 scores 31/100. About 4,941 people live here, median age 31. Around 21% of renters are cost-burdened.

Net-net, 87311 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 87311 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 87311 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 87311 reflects the current record instead of a stale or modeled snapshot.

87311's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 87311 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.