ZIP 86512 Property Distress & Foreclosure Data

ZIP code 86512 in Apache County, Arizona carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (42/100), institutional ownership (35/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (18/100). Structural exposure scores 42 and live distress 5 on the 0–100 scale.

The peak-phase market in 86512 posted values that rose 3.1% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,391 with a median age of 33. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $76,300, an affordability ratio of 2.4× — accessible. Rent burden reaches 9% of tenant households. Owners hold 67% of homes, renters 33%. Educational attainment sits at 5% bachelor's-or-above. 41.4% of residents fall below the poverty threshold. Median household income is $31,602, below the U.S. median near $78,000. There are about 937 housing units across 86512. DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 86512 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.