ZIP 86031 Property Distress & Foreclosure Data

In Navajo County, Arizona, ZIP 86031 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 52 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads peak — home values rose 1.7% year on year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,938 people live here, median age 37. 69% of housing is owner-occupied. Rent burden reaches 56% of tenant households. There are about 878 housing units across 86031. Vacancy runs 20.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 52.0% — high, a tax-stress and distress correlate. The typical home is worth about $80,300 (2.3× income, relatively affordable). The demographic-stress sub-score lands at 41/100. Around 3% of adults hold a bachelor's degree or higher. At $30,699, median income runs below typical U.S. levels.

Net-net, 86031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.