ZIP 86042 Property Distress & Foreclosure Data

Composite property distress in 86042 (Navajo County, Arizona) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 52 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $49,000 here, or 0.9 times local income. Rent burden reaches 9% of tenant households. About 10% have a four-year degree. 1,868 residents call 86042 home, typically aged 40. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 877 housing units across 86042. Households earn a median $64,107 — below the roughly $78,000 national figure. The tenure split is 55% owner-occupied to 45% rented. On demographic stress specifically, 86042 scores 24/100.

Taken together, 86042 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.