ZIP 86042 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 86042 (Navajo County, Arizona) lands at 23/100 — low on DLRadar's distress scoring. On the structural side it scores 52/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (84/100)). Its standout signals are construction/permit lag (68/100), structural risk (52/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 20.7% — elevated. A median home runs $49,000 here, or 0.9 times local income. Rent burden reaches 9% of tenant households. Around 10% of adults hold a bachelor's degree or higher. Population is roughly 1,868 with a median age of 40. 17.1% of residents fall below the poverty threshold. There are about 877 housing units across 86042. Households earn a median $64,107 — below the roughly $78,000 national figure. The tenure split is 55% owner-occupied to 45% rented. DLRadar's demographic-stress index for the area reads 24/100.

On the whole, 86042 leans distressed, with opportunity clustered in specific stressed parcels. While 86042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 86042's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 86042 shows blanks, not estimates, wherever the record is sparse.

Behind 86042's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 86042 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.