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ZIP 86042 Foreclosure, Tax-Lien & Distress Report

Navajo County, Arizona · High Vacancy market

Composite property distress in 86042 (Navajo County, Arizona) lands at 24/100 — low on DLRadar's public-record scoring. On the structural side it scores 54/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (84/100)). Its standout signals are construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 20.7% — elevated. A median home runs $49,000 here, or 0.9 times local income. Rent burden reaches 9% of tenant households. Around 10% of adults hold a bachelor's degree or higher. Population is roughly 1,868 with a median age of 40. 17.1% of residents fall below the poverty threshold. There are about 877 housing units across 86042. Households earn a median $64,107 — below the roughly $78,000 national figure. The tenure split is 55% owner-occupied to 45% rented. DLRadar's demographic-stress index for the area reads 24/100.

On the whole, 86042 leans distressed, with opportunity clustered in specific stressed parcels. While 86042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 86042's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 86042 shows blanks, not estimates, wherever the record is sparse.

Behind 86042's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 86042 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
54/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 86042

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk84
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

86042 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Navajo County

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Other reports tied to Navajo County, Arizona — ZIP, county and statewide.

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Each signal above is traceable to an open dataset · methodology

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