ZIP 86510 Property Distress & Foreclosure Data

Composite property distress in 86510 (Navajo County, Arizona) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (84/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (11/100) stay muted. Structural risk reads 52/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,843 residents call 86510 home, typically aged 38. A median home runs $80,600 here, or 3.8 times local income. Households earn a median $27,051 — below the roughly $78,000 national figure. Roughly 46.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 86510 scores 37/100. There are about 1,988 housing units across 86510. About 9% have a four-year degree. Rent burden reaches 16% of tenant households.

Taken together, 86510 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.