ZIP 85912 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85912 (Navajo County, Arizona) returns a low composite of 24/100. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Structural exposure scores 54 and live distress 3 on the 0–100 scale.

The peak-phase market in 85912 posted values that held roughly flat over the year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $131,300 here, or 2.1 times local income. The tenure split is 100% owner-occupied to 0% rented. About 130 people live here, median age 59. About 0% have a four-year degree. Households earn a median $72,500 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 20/100. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 83 housing units. The vacancy rate is 0.0%.

On balance 85912 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 85912 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 85912's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 85912 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 85912's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 85912 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.