ZIP 85912 Property Distress & Foreclosure Data

Composite property distress in 85912 (Navajo County, Arizona) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (11/100). Environmental exposure also runs high (climate & FEMA risk (84/100)). On the structural side it scores 52/100, with 3/100 of stress already active.

The peak-phase market in 85912 posted values that rose 1.7% over the year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $131,300, an affordability ratio of 2.1× — accessible. Owners hold 100% of homes, renters 0%. Population is roughly 130 with a median age of 59. Educational attainment sits at 0% bachelor's-or-above. Median household income is $72,500, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 83 housing units. The vacancy rate is 0.0%.

On balance 85912 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.