ZIP 85939 Property Distress & Foreclosure Data

DLRadar grades ZIP 85939 (Navajo County, Arizona) at a low 23/100 for overall property distress. Structural risk reads 52/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (84/100)). Property-level stress concentrates in construction/permit lag (63/100), structural risk (52/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (11/100).

The peak-phase market in 85939 posted values that rose 1.7% over the year, and 10% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,729 with a median age of 50. There are about 1,898 housing units across 85939. Median household income is $81,918, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $308,900, an affordability ratio of 3.6× — accessible. Vacancy runs 9.4%. Rent burden reaches 11% of tenant households. 8.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. Educational attainment sits at 21% bachelor's-or-above.

On balance 85939 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.