ZIP 85939 Foreclosure, Tax-Lien & Distress Report
Navajo County, Arizona · Distress market
In Navajo County, Arizona, ZIP 85939 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 52/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (84/100)). Property-level stress concentrates in construction/permit lag (68/100), structural risk (52/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (11/100) stay muted.
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
3,729 residents call 85939 home, typically aged 50. The ZIP holds roughly 1,898 housing units. Households earn a median $81,918 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. A median home runs $308,900 here, or 3.6 times local income. Vacancy runs 9.4%. Rent burden reaches 11% of tenant households. 8.0% of residents fall below the poverty threshold. 85% of housing is owner-occupied. About 21% have a four-year degree.
Net-net, 85939 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 85939 is not published yet -- the ZIP-level readings above remain fully sourced.
The 85939 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 85939 stays directly comparable to neighboring ZIPs and the rest of Navajo County, Arizona. Sparse data for 85939 shows as blanks, never estimates, and the score updates on every fresh public filing.
85939's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 85939 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 85939
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 85939 by the numbers
85939 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Navajo County ZIP reports
Nearest ZIP codes to 85939
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Navajo County, Arizona
More ZIP, county and state distress intelligence connected to Navajo County, Arizona.
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Deterministic scoring, sourced entirely from public data · methodology