Apache County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Apache County, AZ distress report, 2026: 34 ZIPs scored in Apache, AZ, Apache, AZ average 22/100; the top Apache, AZ ZIP is 87328 at 24/100; Apache, AZ market phase peak, Apache, AZ prices +1.5% year over year.
- Apache, AZ ranks #1,862 nationally (opportunity index); Apache, AZ #11 in Arizona; Apache, AZ index 28.2.
- Apache, AZ: no CFPB county sample; Apache, AZ state reading 0.8%.
- Apache, AZ ZIP phases: 34 peak.
- Apache, AZ residential listings tracked: 35 across 29 ZIPs; Apache, AZ candidate listings 25.
- Apache, AZ HUD assisted properties: 1 with 32 units.
- Apache, AZ most distressed ZIP: 87328 at 24/100.
Apache, AZ figures: DLRadar distress index; Apache, AZ inputs: CFPB, FHFA, HUD, FDIC; Apache, AZ rebuilt as sources refresh.
| Rank | Apache, AZ ZIP | Score |
|---|---|---|
| 1 | 87328 | 24/100 |
| 2 | 85901 | 23/100 |
| 3 | 85930 | 23/100 |
| 4 | 86033 | 23/100 |
| 5 | 86034 | 23/100 |
| 6 | 86503 | 23/100 |
| 7 | 86505 | 23/100 |
| 8 | 86520 | 23/100 |
| 9 | 85920 | 22/100 |
| 10 | 85924 | 22/100 |
| 11 | 85925 | 22/100 |
| 12 | 85927 | 22/100 |
Most distressed Apache, AZ ZIPs (0-100, 2026)
Mortgage delinquency around Apache, AZ
No CFPB county sample covers Apache, AZ; the state reading for Apache, AZ: 0.8% ninety-plus; Apache, AZ area thirty-to-eighty-nine 2.0% (December 2025, Apache, AZ).
Opportunity index: Apache, AZ
Apache, AZ index 28.2, Apache, AZ phase early_signal; Apache, AZ primary driver vacancy, Apache, AZ second driver construction. Apache, AZ components: property stress 20.7, foreclosure pressure 21.6, listing discounts 8.7, bank stress 45.4, insurance 0.0; Apache, AZ pulse 34.6; Apache, AZ capital opportunity 18.6.
ZIP market phases inside Apache, AZ
34 Apache, AZ ZIPs carry a price-cycle phase; Apache, AZ ZIPs by phase (Apache, AZ), deepest drawdown first: peak, +3.2% YoY, 0.7% off peak (Apache, AZ): 87328; peak, +0.5% YoY, 0.4% off peak (Apache, AZ): 86033; peak, +0.6% YoY, 0.4% off peak (Apache, AZ): 86034, 85901; peak, +1.3% YoY, 0.1% off peak (Apache, AZ): 86520, 86505; peak, +1.4% YoY, 0.0% off peak (Apache, AZ): 85930; peak, +1.5% YoY, 0.0% off peak (Apache, AZ): 86514, 86503; peak, +1.3% YoY (Apache, AZ): 84531; peak, +1.5% YoY (Apache, AZ): 85920, 85924, 85925, 85927, Apache, AZ 85932, 85936.
Residential listings by Apache, AZ ZIP
Apache, AZ ZIPs with the most tracked Apache, AZ residential listings: 85924 16 listings, 12 candidates, bank pressure 68; 85936 10 listings, 9 candidates, bank pressure 68; 86502 3 listings, 1 candidates, bank pressure 68; 85932 2 listings, 0 candidates, bank pressure 68 (Apache, AZ); 85940 2 listings, 2 candidates, bank pressure 68; 85920 1 listings, 1 candidates, bank pressure 68; 85925 1 listings, 0 candidates, bank pressure 68; 85927 0 listings, 0 candidates, bank pressure 68. Apache, AZ totals: 35 listings; Apache, AZ candidates 25; active ZIPs 2.
HUD assisted housing in Apache, AZ
1 assisted properties with 32 units sit in Apache, AZ; largest Apache, AZ properties: Villa Escudilla (Springerville) 32 units, 32 assisted.
Vacancy and permits, Apache, AZ
7,897 of 28,997 Apache, AZ housing units are vacant; Apache, AZ permits, twelve months: 0 multifamily units in Apache, AZ, 116 one-to-four unit units.
Work Apache, AZ at the parcel level
Every Apache, AZ parcel carries owner and address; every Apache, AZ parcel carries APN; Apache, AZ distress scores sit on the Apache, AZ live board.
Apache, AZ figures refresh with each source.
Apache, AZ questions
Most distressed ZIP code in Apache County, AZ?
ZIP 87328 leads Apache, AZ at 24/100; next in Apache, AZ: 85901 at 23/100; the Apache, AZ average is 22/100.
Where does Apache County, AZ rank for investment opportunity?
Apache, AZ is #1,862 among all ranked counties, #11 in Arizona; the Apache, AZ driver is vacancy; Apache, AZ moved down 695 places.
How many mortgages are delinquent in Apache County, AZ?
Apache, AZ takes the state reading of 0.8% for December 2025; no CFPB county sample covers Apache, AZ.
More on Apache, AZ
Apache County, AZ distress report: public-record figures for Apache, AZ; not legal advice for Apache, AZ; not tax or investment advice; verify every Apache, AZ record before acting.