ZIP 81121 Property Distress & Foreclosure Data

In Archuleta County, Colorado, ZIP 81121 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (72/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 53/100 structural and 8/100 already moving. Its standout signals are construction/permit lag (66/100), structural risk (53/100), institutional ownership (50/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 81121 posted values that rose 3.3% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $63,000 — below the roughly $78,000 national figure. About 18% have a four-year degree. On demographic stress specifically, 81121 scores 43/100. Population is roughly 361 with a median age of 53. Around 100% of renters are cost-burdened. A median home runs $332,000 here, or 4.3 times local income. Roughly 8.0% live below the poverty line. The ZIP holds roughly 230 housing units. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 36.7% — elevated.

On the whole, 81121 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.