Archuleta County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Archuleta County, Colorado? DLRadar grades every Archuleta County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Archuleta County breakdown.
- Archuleta County's most distressed ZIP is 81137 at 28/100.
- 5 ZIP codes tracked in Archuleta County, averaging 22/100 distress.
- Archuleta County reads peak — home values up 2.2% year over year.
- Vacancy runs 39.9% across Archuleta County's tracked ZIPs, with a 7.8% poverty rate.
- The typical Archuleta County home is worth about $403,275 against a ~$80,713 median income.
- Lending headwind in Archuleta County sits at 52/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81137 | 28/100 |
| 2 | 81122 | 25/100 |
| 3 | 81121 | 20/100 |
| 4 | 81128 | 20/100 |
| 5 | 81147 | 17/100 |
Most distressed ZIP codes in Archuleta County (composite distress 0-100, 2026)
What is driving Archuleta County distress
Archuleta County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Archuleta County market phase and pricing
Phase for Archuleta County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Archuleta County
Browse the full Archuleta County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
Common questions
What is the most distressed ZIP code in Archuleta County, CO?
ZIP 81137 leads Archuleta County at 28/100, recomputed monthly from public records.
What stage of the price cycle is Archuleta County at?
Archuleta County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
Where does the Archuleta County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 5 ZIP codes in Archuleta County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Archuleta County ZIP codes?
A single county score papers over real variation. Across the Archuleta County ZIPs DLRadar ranks, scores run from 28/100 in 81137 down to 17/100 in 81147, against a Archuleta County average of 22/100. Those 11 points separate the ZIPs worth working in Archuleta County from the rest.
What do Archuleta County home values and vacancy say about distressed supply?
The typical Archuleta County home carries about $403,275 of value against a median household income near $80,713. Vacancy across Archuleta County's tracked ZIPs runs 39.9% and the poverty rate is 7.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Archuleta County's filings and its 52/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.