Archuleta County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Archuleta County, CO distress report, 2026: 5 ZIPs scored in Archuleta, CO, Archuleta, CO average 22/100; the top Archuleta, CO ZIP is 81137 at 28/100; Archuleta, CO market phase peak, Archuleta, CO prices +2.2% year over year.
- Archuleta, CO ranks #828 nationally (opportunity index); Archuleta, CO #9 in Colorado; Archuleta, CO index 31.9.
- Archuleta, CO: no CFPB county sample; Archuleta, CO non-metro area reading 0.8%.
- Archuleta, CO ZIP phases: 5 peak.
- Archuleta, CO residential listings tracked: 18 across 3 ZIPs; Archuleta, CO candidate listings 16.
- Archuleta, CO HUD assisted properties: 4 with 100 units.
- Archuleta, CO lenders on watch: 3; largest Archuleta, CO footprint Rg Bank A Savings&Loan Assn (1 branch).
- Archuleta, CO most distressed ZIP: 81137 at 28/100.
Archuleta, CO figures: DLRadar distress index; Archuleta, CO inputs: CFPB, FHFA, HUD, FDIC; Archuleta, CO rebuilt as sources refresh.
| Rank | Archuleta, CO ZIP | Score |
|---|---|---|
| 1 | 81137 | 28/100 |
| 2 | 81122 | 26/100 |
| 3 | 81121 | 20/100 |
| 4 | 81128 | 20/100 |
| 5 | 81147 | 17/100 |
Most distressed Archuleta, CO ZIPs (0-100, 2026)
Mortgage delinquency around Archuleta, CO
No CFPB county sample covers Archuleta, CO; the non-metro area reading for Archuleta, CO: 0.8% ninety-plus; Archuleta, CO area thirty-to-eighty-nine 1.5% (December 2025, Archuleta, CO); Colorado overall 0.7%.
Opportunity index: Archuleta, CO
Archuleta, CO index 31.9, Archuleta, CO phase early_signal; Archuleta, CO primary driver vacancy, Archuleta, CO second driver bank institutional. Archuleta, CO components: property stress 25.5, foreclosure pressure 27.9, listing discounts 18.3, bank stress 60.0, insurance 0.0; Archuleta, CO pulse 39.5; Archuleta, CO capital opportunity 20.4; Archuleta, CO seven-day change +0.1%.
ZIP market phases inside Archuleta, CO
5 Archuleta, CO ZIPs carry a price-cycle phase; Archuleta, CO ZIPs by phase (Archuleta, CO), deepest drawdown first: peak, +1.1% YoY, 1.0% off peak (Archuleta, CO): 81137; peak, +0.7% YoY, 0.4% off peak (Archuleta, CO): 81122; peak, +2.2% YoY (Archuleta, CO): 81121, 81128, 81147.
Residential listings by Archuleta, CO ZIP
Archuleta, CO ZIPs with the most tracked Archuleta, CO residential listings: 81147 18 listings, 16 candidates, bank pressure 64; 81121 0 listings, 0 candidates, bank pressure 65; 81128 0 listings, 0 candidates, bank pressure 65. Archuleta, CO totals: 18 listings; Archuleta, CO candidates 16; active ZIPs 0.
HUD assisted housing in Archuleta, CO
4 assisted properties with 100 units sit in Archuleta, CO; largest Archuleta, CO properties: Archuleta Housing (Pagosa Springs) 52 units, 52 assisted; Socorro Senior Living (Pagosa Springs) 20 units, 19 assisted; Casa De Los Arcos (Pagosa Springs) 16 units, 16 assisted in Archuleta, CO; Archuleta Housing For The Elderly (Pagosa Springs) 12 units, 12 assisted.
Lenders with branches in Archuleta, CO
Archuleta, CO lenders by branch count: Rg Bank A Savings&Loan Assn (Archuleta, CO): stress 76, 1 branch low in Archuleta, CO; First Southwest Bank (Archuleta, CO): stress 67, 1 branch low in Archuleta, CO; Bank Of Colorado (Archuleta, CO): stress 63, 1 branch low in Archuleta, CO.
Vacancy and permits, Archuleta, CO
3,937 of 9,858 Archuleta, CO housing units are vacant; Archuleta, CO permits, twelve months: 0 multifamily units in Archuleta, CO, 122 one-to-four unit units.
Work Archuleta, CO at the parcel level
Every Archuleta, CO parcel carries owner and address; every Archuleta, CO parcel carries APN; Archuleta, CO distress scores sit on the Archuleta, CO live board.
Archuleta, CO figures refresh with each source.
Archuleta, CO questions
Most distressed ZIP code in Archuleta County, CO?
ZIP 81137 leads Archuleta, CO at 28/100; next in Archuleta, CO: 81122 at 26/100; the Archuleta, CO average is 22/100.
Where does Archuleta County, CO rank for investment opportunity?
Archuleta, CO is #828 among all ranked counties, #9 in Colorado; the Archuleta, CO driver is vacancy; Archuleta, CO moved down 438 places.
How many mortgages are delinquent in Archuleta County, CO?
Archuleta, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Archuleta, CO.
Which banks lend in Archuleta County, CO?
3 watched lenders hold Archuleta, CO branches; the largest Archuleta, CO footprints are Rg Bank A Savings&Loan Assn (1), First Southwest Bank (1), Bank Of Colorado (1).
More on Archuleta, CO
Archuleta County, CO distress report: public-record figures for Archuleta, CO; not legal advice for Archuleta, CO; not tax or investment advice; verify every Archuleta, CO record before acting.