Archuleta County, CO: Home-Insurance Distress & Forced-Sale Pressure
Archuleta County, CO: 68/100 (elevated) home-insurance distress; Archuleta, CO band MEDIUM; Archuleta, CO #684 of 3,222 counties; Archuleta, CO #2 of 64 in Colorado.
FEMA hazard, Archuleta, CO: 63/100; Archuleta, CO declarations, three years: 3; Archuleta, CO perils: 3 fire; Archuleta, CO five-year count 3 (severity 6.0); Archuleta, CO ten-year 3; hazard-weighted, Archuleta, CO: 6.0.
Declared incidents on the Archuleta, CO record: 2025 Fire 3 (Archuleta, CO).
NFIP claims, Archuleta, CO, three years: 5; Archuleta, CO payouts $119,366; per Archuleta, CO claim $23,873; Archuleta, CO claim-stress 75/100.
Archuleta, CO monthly score fell, 67 (March 2026) to 66 (October 2026); Archuleta, CO by month: March 67, April 67, May 63, June 63 (Archuleta, CO), July 61, August 60, September 67, October 66.
Archuleta, CO components: climate 60, NFIP claims 75; Archuleta, CO retreat index 66.
Construction distress, Archuleta, CO: 52/100 as of August 2026 (Archuleta, CO: 46/100 one-to-four unit, 13/100 multifamily).
Archuleta, CO ZIPs, June 2026 (Archuleta, CO, 5 highest): score 0 (Archuleta, CO), climate 77 (Archuleta, CO): 81137; score 0 (Archuleta, CO), climate 59 (Archuleta, CO): 81122; score 0 (Archuleta, CO), climate 31 (Archuleta, CO): 81121, 81128; score 0 (Archuleta, CO), climate 24 (Archuleta, CO): 81147.
DLRadar rescores Archuleta, CO monthly; Archuleta, CO readings join Archuleta, CO foreclosure, lien and ownership parcels (Archuleta, CO), so cost-squeezed Archuleta, CO owners surface before listing.
Inside Colorado, Archuleta County ranks 2nd of 64 counties for home-insurance distress at 68/100; Jefferson County (72/100) sits just above Archuleta County, and Boulder County (63/100) sits just below Archuleta County.
Deterministic. Every Archuleta County, CO signal traces to a public Archuleta dataset (FEMA, NFIP, Census for Archuleta, CO) · how insurance distress works in Archuleta, CO · methodology
FAQ: Archuleta County, CO insurance distress
What is the Archuleta County, CO home-insurance-distress score?
Archuleta, CO: 68/100 (MEDIUM), #684 of 3,222, #2 in Colorado. FEMA hazard, Archuleta, CO: 63/100; NFIP stress, Archuleta, CO: 75/100; construction, Archuleta, CO: 52/100; Archuleta, CO rescores monthly.
Is Archuleta County insurance distress getting better or worse (CO)?
Archuleta, CO: 67 in March 2026; Archuleta, CO: 66 in October 2026 (better); Archuleta, CO climate component 60; Archuleta, CO NFIP claims score 75.
How many flood-insurance claims has Archuleta County, CO had?
Archuleta, CO: 5 NFIP claims, three years; Archuleta, CO paid $119,366; per Archuleta, CO claim $23,873; carriers reprice Archuleta, CO against that record.
Which Archuleta County ZIP codes carry the most insurance distress (CO)?
Archuleta, CO, June 2026: 81137 at 0, 81122 at 0, 81121 at 0, 81128 at 0; Archuleta, CO climate scores there: 77, 59, 31, 31.
Why does Archuleta, CO insurance distress create sellers?
A Archuleta, CO premium outruns the Archuleta, CO budget; a carrier leaves Archuleta, CO; Archuleta, CO carrying cost passes plan; Archuleta, CO owners sell while current; Archuleta, CO insurance distress leads Archuleta, CO foreclosure data.