ZIP 81147 Property Distress & Foreclosure Data

Archuleta County, Colorado's ZIP 81147 registers 19/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 44/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (44/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (21/100) register low.

The market reads peak — home values rose 3.3% year on year, and 8% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $78,949, near the U.S. median near $78,000. Home values center near $486,000, an affordability ratio of 5.8×. 6.8% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. Owners hold 77% of homes, renters 23%. Educational attainment sits at 42% bachelor's-or-above. The vacancy rate is 39.8% — elevated. The ZIP holds roughly 9,402 housing units. DLRadar's demographic-stress index for the area reads 37/100. About 12,923 people live here, median age 52.

Net-net, 81147 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.