ZIP 81147 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 81147 in Archuleta County, Colorado comes in at 17, a low composite-distress reading. Latent structural risk is 38/100 while live distress already moving reads 6/100. Property-level stress concentrates in construction/permit lag (50/100), structural risk (38/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 8% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $78,949, median income runs near typical U.S. levels. A median home runs $486,000 here, or 5.8 times local income. The poverty rate is 6.8% — low. Rent burden reaches 40% of tenant households. Owners hold 77% of homes, renters 23%. About 42% have a four-year degree. The vacancy rate is 39.8% — elevated. The ZIP holds roughly 9,402 housing units. On demographic stress specifically, 81147 scores 37/100. 12,923 residents call 81147 home, typically aged 52.

Taken together, 81147 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 81147 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 81147, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 81147 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 81147 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.