ZIP 81328 Property Distress & Foreclosure Data

ZIP code 81328 in Montezuma County, Colorado carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (32/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (5/100). Structural exposure scores 32 and live distress 1 on the 0–100 scale.

The peak-phase market in 81328 posted values that rose 3.2% over the year, and 16% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $412,700 here, or 6.3 times local income. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 4,159 with a median age of 58. On demographic stress specifically, 81328 scores 35/100. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 39% of tenant households. The tenure split is 88% owner-occupied to 12% rented. There are about 2,381 housing units across 81328. Households earn a median $64,986 — below the roughly $78,000 national figure. About 41% have a four-year degree.

On the whole, 81328 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.