ZIP 81327 Property Distress & Foreclosure Data

Montezuma County, Colorado's ZIP 81327 registers 16/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 37/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (37/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 3.3% year on year, and 37% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $91,000, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $373,200, an affordability ratio of 4.0×. Educational attainment sits at 19% bachelor's-or-above. Around 0% of renters are cost-burdened. The vacancy rate is 27.3% — elevated. About 527 people live here, median age 39. Owners hold 97% of homes, renters 3%. 5.5% of residents fall below the poverty threshold. The ZIP holds roughly 254 housing units.

Net-net, 81327 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.