ZIP 81327 Foreclosure, Tax-Lien & Distress Report
Montezuma County, Colorado · High Vacancy market
In Montezuma County, Colorado, ZIP 81327 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. Structural risk reads 28/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (40/100), structural risk (28/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 37% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
Households earn a median $91,000 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. A median home runs $373,200 here, or 4.0 times local income. Educational attainment sits at 19% bachelor's-or-above. Around 0% of renters are cost-burdened. The vacancy rate is 27.3% — elevated. Population is roughly 527 with a median age of 39. The tenure split is 97% owner-occupied to 3% rented. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 254 housing units.
Net-net, 81327 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 81327's 12/100 can be lined up against any neighbor in Montezuma County, Colorado or any ZIP coast to coast. Sparse data for 81327 shows as blanks, never estimates, and the score updates on every fresh public filing.
81327's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 81327 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 81327
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 81327 by the numbers
Current distress, phase, housing and lender-pressure figures for 81327, drawn from the same report attached to each property.
Other Montezuma County ZIP codes
Nearest ZIP codes to 81327
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montezuma County, Colorado
Further distress data across Montezuma County, Colorado at ZIP, county and state level.
Get the full acquisition report for 81327
See who owns each distressed property in 81327, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology