ZIP 81323 Property Distress & Foreclosure Data

ZIP code 81323 in Dolores County, Colorado carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 31/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (83/100), structural risk (31/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 4% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,767 housing units. Around 34% of renters are cost-burdened. The poverty rate is 11.8%. Around 33% of adults hold a bachelor's degree or higher. At $69,864, median income runs near typical U.S. levels. The typical home is worth about $392,000 (4.8× income). The demographic-stress sub-score lands at 33/100. 5,193 residents call 81323 home, typically aged 47. The vacancy rate is 16.7% — elevated. 75% of housing is owner-occupied.

Taken together, 81323 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.