ZIP 81323 Foreclosure, Tax-Lien & Distress Report

In Dolores County, Colorado, ZIP 81323 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 28/100, against 1/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (72/100), structural risk (28/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 4% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,767 housing units across 81323. Around 34% of renters are cost-burdened. Roughly 11.8% live below the poverty line. Educational attainment sits at 33% bachelor's-or-above. Median household income is $69,864, near the U.S. median near $78,000. The typical home is worth about $392,000 (4.8× income). DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 5,193 with a median age of 47. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 75% owner-occupied to 25% rented.

Net-net, 81323 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 81323 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Dolores County, Colorado and the nation. 81323 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 figure for 81323 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 81323 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.