ZIP 81005 Foreclosure, Tax-Lien & Distress Report

Pueblo County, Colorado's ZIP 81005 registers 42/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 65/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (83/100)). What sets it apart are the readings on construction/permit lag (100/100), structural risk (65/100), insurance pressure (42/100). On the quiet end sit price dislocation (25/100) and mortgage stress (3/100).

Prices here sit in a contraction phase: values fell 3.7% over the trailing year, 4.3% off the recent peak, and 2% higher over three years (phase confidence 62/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $298,500 here, or 4.2 times local income. The poverty rate is 10.8%. There are about 13,733 housing units across 81005. Vacancy runs 4.3%. Households earn a median $67,500 — below the roughly $78,000 national figure. Educational attainment sits at 26% bachelor's-or-above. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 81005 scores 35/100. Population is roughly 31,104 with a median age of 45. Around 63% of renters are cost-burdened.

Taken together, 81005 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 81005 runs hot or quiet, its 42/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81005 can be compared directly against any other ZIP in Pueblo County, Colorado or nationwide. 81005 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 42/100 for 81005 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 81005 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.