ZIP 81022 Foreclosure, Tax-Lien & Distress Report

ZIP code 81022 in Pueblo County, Colorado carries a composite property-distress score of 44/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (68/100). On the structural side it scores 69/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (46/100). By contrast, price dislocation (25/100) and mortgage stress (3/100) register low.

The market reads contraction — home values fell 3.7% year on year, 4.3% off the recent peak, at 62/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $210,400 (3.6× income, relatively affordable). The poverty rate is 12.9%. Median household income is $59,847, below the U.S. median near $78,000. Rent burden reaches 53% of tenant households. About 1,351 people live here, median age 46. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 22% have a four-year degree. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 566 housing units.

Net-net, 81022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 81022 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 81022 runs through one identical scoring model, so its 44/100 sits on the same scale as every other ZIP in Pueblo County, Colorado and the nation. The score is rebuilt from public data as it updates, so 81022 reflects the current record instead of a stale or modeled snapshot.

The 44/100 for 81022 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 81022 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.